IRA account details:

  • Low-cost1Our low-fee IRA has an annual management fee of 50 basis points or 0.50% of assets for complete access to our digital tools and our team of retirement professionals. In addition, our weighted average fund fee for our ETFs is only 9 basis points (0.9%) annually.
  • Expert fund selections1Our institutional investment manager, Wilshire*, custom selects the broad range of low-cost ETFs** we use in our IRA.
  • No minimum balance1We believe that everyone should have access to affordable, professional investment management services. Get started with a $0 minimum.

The right investment account for your needs.

Retirement plans aren’t one-size-fits-all. We’ll help you find the right choice for your specific financial goals. Here are a few scenarios where opening an IRA could be the right choice for you: (1) You have a 401(k) from a previous employer. (2) You don’t currently have a retirement account. (3) You want to transfer your current IRA to a more desirable provider. (4) You’re currently maxing out your 401(k).

Which IRA should you use?

We offer two distinct IRA account options. Find out more about which one is right for your financial situation.

  • Traditional1Open a Traditional IRA if you want to make pre-tax contributions and grow your money until you withdraw for retirement.You can also transfer an orphaned 401(k) to keep your contributions and earnings tax deferred, until you start withdrawing. This may be the best option if you are in a higher income bracket and may benefit from maintaining your tax-deferred account.
  • Roth1With a Roth IRA, you’ll contribute post-tax, and your money will grow tax-free for as long as you need. A Roth IRA may be best option for you if you want the flexibility to withdraw your money before retirement.

What we're all about:

  1. 1Personalized serviceWe combine a modern digital experience with personal service. Schedule a call with a retirement counselor anytime.
  2. 2Professional, active investment managementOur goal-based approach results in a customized investment strategy to help you achieve your retirement objectives. We also routinely rebalance your IRA to keep your account optimized over time.
  3. 3Here for the long runWe’ll help you make a plan, and we want to be there to see it through. We'll support you with ongoing advice and access to an intuitive dashboard to help you manage your investments.

Secure your financial future in less than 5 minutes.

Complimentary analysis.

We believe everyone should have access to quality retirement planning. Our initial review before you sign up is complimentary. We’ll perform a gap analysis with your retirement accounts so you can identify what you’ll need to retire and how to get there.

Schedule an IRA Call